Types of Mortgages & Transactions:

There are different types of mortgages available. This is to suit many different situations / lifestyle requirements. These are some of the most popular mortgages explained. Click on the type for more of an explanation:

Property can be one of the most profitable long-term investments available.

Buying to let can supply you with a regular income in the form of rent and a large asset with the potential to increase in value.

With a buy to let mortgage you can use the income received from rent to pay the mortgage repayments. The advantage of a buy to let mortgage is that the mortgage lender will consider your rental income when calculating your ability to repay the loan.

So you may be able to borrow more money based on the fact that your income will increase after you have secured the mortgage. This means that your potential rental income will be a factor in the lenders risk assessment.

Buying to let is not an easy road to success, it can take a lot of planning and effort to make it work for you. Taking professional mortgage advice will ensure you get the best mortgage deal for your circumstances.

Your property may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice you can choose how we are paid: pay a fee, usually 1% of the loan amount or we can accept commission from the lender
Majestic Finance Plus Limited is an Appointed Representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority.

Sesame is entered on the FSA register (www.fsa.gov.uk/register) under reference 150427.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore restricted to consumers within the UK