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Income Protection

Home Insurance     |     Life Protection

Income protection is available either as short term or long term cover, we will highlight some of the differences to you:

Short Term:-

  • Accident, Sickness and Unemployment (Redundancy) Cover
    • Usually available for a maximum 12 months cover
    • Pays out following incapacity to work of 30 or 60 days
    • Is available on basis of full ASU or AS only
    • Cover relates to mortgage payments & associated outgoings

Long Term:-

  • Permanent Health Insurance
    • Cover starts within agreed timescales (following ASU or work benefits)
    • Cover finishes either on return to work, retirement or death
    • Approved cover benefit relating to income

Our qualified advisor will discuss your options, needs and preferences - contact us for more information and a mutually convenient appointment

Please note that we work from a selected panel of providers.

Your home may be repossessed if you do not keep up repayments on your mortgage.

For mortgage advice you can choose how we are paid: pay a fee, usually 1% of the loan amount or we can accept commission from the lender
Majestic Finance Plus Limited is an Appointed Representative of Sesame Ltd which is authorised and regulated by the Financial Services Authority.

Sesame is entered on the FSA register (www.fsa.gov.uk/register) under reference 150427.

The advice and / or guidance contained within this site is subject to the UK regulatory regime and is therefore restricted to consumers within the UK